Are you interested in owning your own home?

If so, Please attend one of our Family Selection Information Sessions for further details.

Family Selection Information Sessions are held approximately once a year. Dates and time of our next session will be posted here on the web site and in your local newspapers.

Our next session will be on Thursday, August 18, 7:00 pm at the Moose Creek Comunity Centre.

Habitat Home Ownership

Building a house is an expensive business. Costs include land, materials and services. With the help of Habitat volunteers, most of the labour costs disappear. New materials are often donated and many professional trades people do not charge for their services.

People you never see on a build will be helping families get into their own homes. Some of these people are fundraisers while others volunteer at the ReStore, on committees, in the office or at public functions where they promote Habitat for Humanity to churches, businesses, community organizations and service clubs.

Habitat for Humanity is a global, non-profit organization that is guided by Christian values. It works with low income families to build simple, decent, affordable single and multi-unit houses that are sold to Habitat families with no down payment and a no-interest mortgage.

Habitat is not a give-away program. Families must contribute a minimum of 500 hours of “sweat equity” (250 hours for single parent families) and must help build their own house as well as houses for others.

Mortgage Information

When a family moves into their house, regular monthly payments must be made on the mortgage. Habitat for Humanity Seaway Valley holds the mortgage and offers it to the homeowners at no interest.

Mortgage payments will be 25% of the family’s pre-tax income. Property taxes are included in the mortgage payment.

Mortgage payments are adjusted yearly per line 150 of your income tax return.

Only families who have attended an information session are eligible to apply for Habitat home ownership!