What will you gain from this experience?

You will have the satisfaction of buying a home of your own.

You will have an interest-free mortgage which costs much less than a traditional bank mortgage.

You will develop maintenance skills learned through your sweat equity.

You will have pride in helping other families by contributing sweat equity on other homes during/or after your build.

You will get a sense of community from working with other volunteers.

Your children will benefit from many of the opportunities home ownership provides and learn by your example about working hard to capture a dream.

What does Habitat expect of Partner Families?

You will complete 500 hours of sweat equity (250 hours for single parent families) building your home or other Habitat homes before moving into your house.

You will help publicize your house before and after it is built. Publicity is important because it helps bring in new volunteers and money for more Habitat houses so more families can be helped.

You will attend classes which will help you prepare for the responsibilities of home ownership.

You will maintain positive relationships with volunteers and donors, community members and your neighbours as a Habitat homeowner.

You will make regular monthly payments on your mortgage.

You will disclose your income to Habitat on an annual basis. Mortgage payments are adjusted yearly per line 150 of your income tax return.

You will maintain your home in good repair.